Banking is one of the fastest growing industry in India and they are considered as sunrise sector of Indian Economy. More so, the government is focusing on providing banking facilities in every village and town, under its Financial Inclusion scheme. And hence, more and more branches of the banks are being opened in every part of the country.
As the sector is growing very fast, it also needs manpower at various levels. Essentially the recruitment in bank sector happens at the following levels:
Bank Probationary Officer (Bank PO): This is a managerial position in a bank. After the essential 1 to 2-year training, candidates are designated as Assistant Managers (AM) or Deputy Managers (DM). Starting Salary as a Bank PO ranges from Rs. 30,000 - Rs. 40,000, depending upon bank to bank and location of posting.
Bank Clerks: As the name suggests, this is a clerical position in the bank and this can be considered as entry level job in a bank. Salary of a Bank Clerk is generally in the range of Rs. 20,000-25,000 depending on bank to bank and posting location.
Specialist Officers (SO): Banks also hire candidates for specialist profiles like – IT Officer, HR Officer, Marketing Officer, Finance Officer, Law Officer, Agriculture Officer etc. Usually, the grade and the starting salary of Specialist Officer is in the same range as Probationary Officers. Every year, government banks recruit more than 1,00,000 candidates for various roles. So in the terms of the employment in government sector, Banking is the most lucrative sector to grab a government job. Following banks are the main bank which are recruiting regularly over the years – State Bank of India, Reserve Bank of India, NABARD, SIDBI PSU Bank: Allahabad Bank, Andhra Bank, Bank of India, Bank of Baroda, Bank of Maharashtra, Canara Bank, Central Bank of India, Corporation Bank, Dena Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, Punjab & Sindh Bank, Punjab National Bank, Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India, Vijaya Bank, IDBI Bank, BharatiyaMahila Bank.
Every year, multiple exams are conducted for the recruitment of Bank PO, Bank Clerk & Specialist Officers. Broadly, these exams can be classified into following Categories-
IBPS : It is a common exam conducted by Institute of Banking Personnel Selection (IBPS) for 20 PSU Banks for the recruitment of Probationary Officers. IBPS Clerk: It is a common exam conducted by Institute of Banking Personnel Selection (IBPS) for 20 PSU Banks for the recruitment of Clerical Cadres.
IBPS Specialist Officers (IBPS SO): It is a common exam conducted by Institute of Banking Personnel Selection (IBPS) for 20 PSU Banks for the recruitment of Specialist Officers like Marketing Officer, IT Officer, HR Officer etc.
IBPS Regional Rural Bank Exam: Institute of Banking Personnel Selection (IBPS) conducts a common written exam for all the Regional Rural Banks of India (RRBs) for the posts of Probationary Officer, Clerical and Specialist Officers.
SBI Probationary Officer: State Bank of India conducts its own exam for recruitment of Probationary Officers.
SBI Probationary Officer: State Bank of India conducts its own exam for recruitment of Probationary Officers.
SBI Clerk: State Bank of India conducts its own exam for recruitment of Clerical Cadres.
RBI Grade B Exam: Reserve Bank of India recruit officers (Grade B) through an All India exam. Through, there are very few jobs in this, but working with RBI has its own benefits and future prospects.
RBI Assistants Exam: RBI recruits Clerical Cadres through an All India exam. Again, a job in RBI is considered very prestigious.
Recruitment in government banks is generally done in three stage recruitment process. First two phases are written test, which are called Pre and Main; and last stage is the interview process. Shortlisting of candidates is done at each stage – Pre, Main and Interview. Final merit list is prepared on the basis of marks in Mains and Interview (weightage: 80% Written Test & 20% Interview).
Written tests in bank exams generally ask questions to test the General Aptitude of the candidates. In Prelims, 100 questions are asked from three different sections – Quantitative Aptitude (35 Questions), Reasoning Ability (35 Questions), English Language (30). While in the Mains exams, 200 questions are asked covering Quantitative Aptitude, Reasoning Ability, English Language, General Awareness and Basic Computer Knowledge.
Minimum: 20 years Maximum: 30 years
| Sr.No | Category | Age relaxation |
|---|---|---|
| 1 | Scheduled Caste/Scheduled Tribe | 5 years |
| 2 | Other Backward Classes (Non-Creamy Layer) | 3 years |
| 3 | Persons With Benchmark Disabilities as defined under “The Rights of Persons with Disabilities Act, 2016” | 10 years |
| 4 | Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment | 5 years |
| 5 | Persons ordinarily domiciled in the state of Jammu & Kashmir during the period 01.01.1980 to 31.12.1989 | 5 years |
| 6 | Persons affected by 1984 riots | 5 years |
(i) The relaxation in upper age limit to SC/ST/OBC candidates is allowed on cumulative
basis with only one of the remaining categories for which age relaxation is permitted as
mentioned above in Point No. (3) to (6).
(ii) The maximum age limit specified is applicable to General Category candidates.
(iii) Candidates seeking age relaxation will be required to submit necessary
certificate(s) in original/ along with photocopies at the time of Interview and at any
subsequent stage of the recruitment process as required by IBPS/ Participating Organisation(s).
(iv) In case of an Ex-servicemen who has once joined in a Govt. job on the civil side
after availing the benefits given to him as an Ex-servicemen for his re-employment, his
Ex-servicemen status for the purpose of reemployment in Government ceases.
There is no reservation for Ex-servicemen in Officers’ Cadre.
A Degree (Graduation) in any discipline from a University recognised by the Govt. Of India or any equivalent qualification recognized as such by the Central Government. The candidate must possess valid Mark-sheet / Degree Certificate that he/ she is a graduate on the day he / she registers and indicate the percentage of marks obtained in Graduation while registering online.
Simplification, Ratio & Proportion, Percentage & Averages, Profit & Loss, Mixtures &Alligations, Simple Interest & Compound Interest, Surds & Indices, Time & Work, Pipes and Cistern, Time & Distance, Trains, Boats & Streams, Menstruation – 2D & 3D, Number Series, Permutation Combination & Probability, Quadratic Equations, Data Suffiency, Data Interpretation.
Coding and decoding, Ranking sequence, Sitting arrangement, Blood relationship, Direction sense test, Puzzle, Input-output, Inequality, Syllogism, Decision making, Data sufficiency, Statement and conclusions, Statement and assumptions, Statement and argument, Statement and courses of action ,Cause and effect, Miscellaneous test.
Reading Comprehension, Cloze Test, Error Spotting, Sentence Correction, Para Jumbles, Vocabulary, Multiple Meaning Words, Paragraph Completion and New Pattern Questions of various types.
Number System, History of computers, Hardware, Software, Database (Introduction), Communication (Basic Introduction), Networking (Lan, Wan), Internet (Concept, History, Working Environment, Application), Security Tools, Virus, Hacker, MS Windows & MS Office, Logic Gates.
Banks in NEWS, Economy based current affairs, Business NEWS, Agreements, New Appointments, Visits, Government Schemes, Awards and Honors, Summits, Committees, National and International, Obituaries, Reports and Indexes, Books and Authors, Defense, Sports.
RBI, Function of RBI, Banking Abbreviations, Banking Regulation Act 1949, Policy Rates, Types of Accounts, NEGOTIABLE INSTRUMENTS ACT 1881, BANKING OMBUDSMAN SCHEME 2006, FINANCIAL INCLUSION, PRIORITY SECTOR LENDING, MONEY MARKET INSTRUMENTS, Capital Market.
| Section | No. of Qs | Max. Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | Composite Time Of 1 Hour |
| Numerical Ability | 35 | 35 | |
| Reasoning Ability | 35 | 35 | |
| Total | 100 | 100 |
NOTE: There will be negative marking of one-fourth of the marks assigned to that question. There will be no negative marking for unattempted questions.
This year IBPS has increased the difficulty level of Mains 2017 Exam. The IBPS Clerk Mains paper consists of 190 Qs of 200 marks in 160 minutes.
| Section | No. of Questions | Max. Marks | Time |
|---|---|---|---|
| Reasoning & Computer Aptitude | 50 | 60 | 45 min |
| English Language | 40 | 40 | 35 min |
| Quantitative Aptitude | 50 | 50 | 45 min |
| General/ Financial Awareness | 50 | 50 | 35 min |
| TOTAL | 190 | 200 | 160 min |
NOTE: There will be negative marking of one-fourth of the marks assigned to that question. There will be no negative marking for unattempted questions.
Given below is the detailed IBPS PO Prelims Exam Pattern for 2018.
| Section | No. of Questions | Marks | Time |
|---|---|---|---|
| English language | 30 | 30 | |
| Quantitative Aptitude | 35 | 35 | 1 Hour |
| Reasoning Ability | 35 | 35 | |
| TOTAL | 100 | 100 |
NOTE: There will be negative marking of one-fourth of the marks assigned to that question. There will be no negative marking for unattempted questions.
The selection procedure will be divided into 3 parts, consisting of 2 written papers and a third Interview round. The Preliminary examination is only qualifying in nature and will not be counted towards the final total. Only those who qualify through Phase II will be eligible to attend Phase III processes. The scores of the remaining two rounds will be normalised to 100 as follows:
| Phase /Test | Max. Marks | Normalized to |
|---|---|---|
| Main Exam (Phase II) | 200 | 80 |
| Interview (Phase III) | 100 | 20 |
| TOTAL | 300 | 100 |
This year IBPS has increased the difficulty level of Mains 2017 Exam. It has made the exam pattern similar to the SBI PO Mains 2018 Exam. So get to know the exam pattern clearly & start preparing now. The IBPS PO Mains 2018 will be consist of 2 parts – Objective Test (200 marks) and Descriptive Test (50 marks). Both the parts will take place online.
| Section | No.of Questions | Max.marks | Duration |
|---|---|---|---|
| Reasoning & Computer Aptitude | 45 | 60 | 60 Min |
| English Language | 35 | 40 | 40 Min |
| Data Analysis & Interpretation | 35 | 40 | 45 Min |
| General Awareness (with special reference to Banking) | 40 | 40 | 35 Min |
| TOTAL | 155 | 200 | 3 Hours |
NOTE: There will be negative marking of one-fourth of the marks assigned to that question. There will be no negative marking for unattempted questions.
The descriptive paper will be of 30 minutes duration with 25 marks assigned to the test of English Language. You will be tested on Letter Writing & Essay. You will be needed to secure passing marks to qualify the Descriptive Test, to be decided by the Bank.
NOTE: The Descriptive Test paper of only those candidates will be evaluated who have scored qualifying marks in the Objective Tests and are placed adequately high as per total marks in Objective Test.
RGR Academy is one of the Tamil nadu’s leading entrance training institute headquartered in Chennai. Established in 2004, over 25 Doctorate/IIT graduates along with the Founder/Director R.Govindraj form part of the core team at RGR. We have completed 13 years of service to the student community – helping to build a few hundred thousand careers along the way.
© 2018. All rights reserved by - RGR Academy
.png)